Finally Afford Botox, Fillers, Liposuction and More With This Easy Solution

If you’ve ever looked into getting plastic surgery, one of your top questions is likely regarding the procedure’s costs—and for good reason. Most plastic surgery procedures are expensive, which can be a major deterrent for those looking to go under the knife.

Even more discouraging, many practices ask patients to pay in full before undergoing their surgery. And unsurprisingly, paying off such a high price tag upfront isn’t always doable. Luckily, there are still ways to ensure you’re able to afford your procedure of choice without having to bargain shop and potentially compromise on safety: CareCredit credit card.

If you’re unfamiliar with financing options like CareCredit, don’t fret. Here, we break down exactly what this payment option is and how it works.

What is CareCredit?

To put it simply, CareCredit is a healthcare credit card designed to help you pay for your health and wellness needs. *

“CareCredit can be used to pay for out-of-pocket expenses not covered by medical insurance, including cosmetic and reconstructive surgery, non-invasive procedures, skin-care products and much more,” explains Hasha Zangana, AVP, Cosmetic Client Marketing for CareCredit. “You can pay for health, wellness and beauty care at over 250,000 enrolled locations across the nation.”

Who is eligible?

Determining whether or not you prequalify for the CareCredit credit card is easy and checking to see if you prequalify won’t impact your credit bureau score. “With a real-time pre-qualification check, you can apply with confidence and, if approved, take advantage of financing options to get the care you want,” explains Zangana. “If you pre-qualify, you will receive a pre-qualification offer for the CareCredit credit card.”

Once you accept the offer and submit an application in just a few clicks, a hard credit bureau inquiry will be triggered and a credit decision is made. Approved cardholders can immediately use their new CareCredit credit card account to pay for their preferred treatment or procedure right away.

What financing options does CareCredit offer?

After you’re approved for your new CareCredit credit card, there are several financing options available. CareCredit offers options with no interest if you pay your bill in full within 6, 12, 18, or 24 months** on purchases over $200. If you don’t pay your bill in full during the promotional period, interest will be charged to your account from the purchase date. Minimum monthly payments are required.

For those who need a little more time to pay off their bill, CareCredit also offers longer-term healthcare financing with a reduced APR and fixed monthly payments.*** Purchases of $1,000 or more are eligible for 24, 36 and 48 month financing, and purchases of $2,500 or more are eligible for 60 month financing.

So, those who are undergoing more expensive surgeries, like liposuction or a tummy tuck, can rest assured that their monthly payments can be stretched along a longer time period to help make their bill easier to pay off.

The bottom line

CareCredit can make pricey procedures that you otherwise might not be able to afford, much more manageable. From nonsurgical options like Botox Cosmetic, to more invasive procedures like a rhinoplasty, CareCredit allows you to break up that intimidating bill into smaller monthly payments. Just be sure to stay on top of payments and pay your balance in full by the end of your promotional period.

If interested in potentially opening a CareCredit credit card, visit CareCredit.com/NB to learn more and to see if you prequalify—your wallet will thank you.

**No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR (interest rate) is 26.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. *Subject to credit approval.

***Interest will be charged on promo purchases from the purchase date. Fixed monthly payments are required until paid in full and will be calculated as follows: on 24-month promotions – 4.8439% of initial promo purchase amount; on 36-month promotions – 3.5108% of initial promo purchase amount; on 48-month promotions – 2.8803% of initial promo purchase amount or on 60-month promotion – 2.5339% of initial promo purchase amount. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promo purchase. [Any discount will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required.] Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

It's Personal

At NewBeauty, we get the most trusted information from the beauty authority delivered right to your inbox

hbspt.forms.create({ portalId: "8806970", formId: "a8aef9b2-6178-4dad-9e2a-98b7661febc2" }); Find a Doctor

Find a NewBeauty "Top Beauty Doctor" Near you

Select a state State AL AR AZ CA CO CT DC FL GA HI IA IL IN KY LA MA MD MI MN MO NC NE NJ NV NY OH OR PA SC TN TX UT VA WA WI Select a state Specialty Cosmetic Dentist Dermatologist Facial Plastic Surgeon Hair Restoration Specialist Oculoplastic Surgeon Periodontist Plastic Surgeon Prosthodontist Vein Specialist Select a state Treatment Abdominal thread lifts Accent your Body Acne Treatments Alexandrite Laser Arm Lift Asclera Bellafill Belotero Blue Light Body Body Lift Botox Botox Browlift Brachioplasty Brazilian Butt Lift Breast Augmentation Breast Augmentation with Fat Grafting Breast Implants Breast Implants with Saline Breast Implants with Silicone Breast Lift Breast Lift with Implants Breast Reconstruction Breast Reduction Browlift Butt Enhancement Carboxytherapy Cellulite Treatment Cheek Augmentation Cheek Augmentation with Fat Grafting Cheek Implants Cheek Lift Chemical Peels Chin Augmentation CO2 lasers Cool Lipo CoolSculpting CoolTone Crowns Dental Bonding Dental Implants Dimpleplasty Diode Laser Dysport embrace Active Scar Defense Emsculpt Endermologie Endoscopic Browlift Endoscopic Facelift Endoscopic Tummy Tuck Erbium Lasers Exilis Ultra 360 Eyelift Eyelift with Fat Grafting Face Facelift Facelift with Fat Grafting FaceTite Fat Melters and Fat Reducers Fat Transfer Forma Fractional CO2 lasers Fractional Resurfacing Lasers Fractora Glycolic Peels Glytone Enhanced Brightening Cream Gum Dermabrasion Gum Lift Hair Hair Removal Hair Transplant Hair-Loss Treatment Injectables & Fillers for Cheek Augmentation Injectables & Fillers for Eyelift Injectables & Fillers for Lip Enhancement Injectables And Fillers Injectables and Fillers with Fat Grafting Intense Pulsed Light (IPL) Invisalign Isolaz Juvéderm Juvéderm Volbella Juvéderm Voluma Kybella Lactic Acid Peels Laser Liposuction Lasers Lateral Tension Tummy Tuck Limited Incision Facelift Lip Enhancement Lip Enhancement with Fat Grafting Lip Implant Lip Lift Liposculpture Liposuction Liquid Facelift Long Pulsed N: Yag laser Lower Blepharoplasty Lower Body Lift Lower eyelid surgery Lower Facelift MACS Lift Mandelic Peels Microdermabrasion Microinjection Microneedling Microwave Laser Treatment Mini Tummy Tuck Mini-Facelift Mommy Makeover Nd: Yag Neck Liposuction Necklift Nonsurgical Facelift Nonsurgical Rhinoplasty Obagi Blue Peel Otoplasty Perlane Phenol Peels Photobiomodulation Photodynamic Therapy (PDT) Photofacial PiQo4 Plasma Resurfacing Lasers Power Assisted Liposuction Prevelle Pulsed Dye Radiesse Radio Frequency with Microneedling Radio Frequency-Assisted Lipolysis Red Light Restylane Restylane Defyne Restylane Lyft Restylane Refyne Restylane Silk Revision Rhinoplasty Rhinoplasty Salicylic Peels SculpSure Sculptra Aesthetic Selphyl Silhouette Instalift Skin Skin Tighteners Skin Treatments Slim Lipo Smart Lipo SMAS facelift Smile Smile Makeover Smoothshapes Straightening Stretch Mark Treatments TCA Chemical Peels Teeth Whitening Thermage ThermiTight Thigh Lift Titan Tooth Contouring Traditional Facelift Tumescent Liposuction Tummy Tuck Ulthera Ultherapy Ultrasound Assisted Liposuction Umbilicoplasty Upper Blepharoplasty Upper eyelid surgery Vanquish ME VASER Lipo Vein Treatments Velashape Velasmooth Veneers Xeomin Search